With the summer in full swing, its prime time for vacations, weekend getaways, roadtrips, and lots of fun that may take you away from home. Unfortunately, travelling opens up a whole host of additional ways for identity thieves to strike. Here are some tips to help keep yourself protected-
- Never carry your social security card or any documents that have your social security number on them in your purse or wallet.
- If you’re leaving your house for more than a day or two, have the post office hold your mail. At the very least, have a trusted person come pick it up for you.
- Be careful what you say about yourself in public- especially on your cell phone! Your bank or credit card company may call to inquire about charges if you’re travelling to help verify that you are making the charges- but you wouldn’t want to say account information, birthdates, or social security numbers where a lot of other people might hear you!
- Keep your receipts and compare them with your statements.
- When stopping at an ATM, be careful that no one is standing too closely where they may be able to see your PIN.
Even following these tips, identity theft can happen to anybody. If you believe you are a victim of identity theft, contact the local authorities immediately. Call the credit card companies you use to cancel your existing cards and get new cards with new numbers. You’ll also want to call the three major credit bureaus (Equifax, Experian, and TransUnion) and put a “fraud alert” on your file- this will prevent new lines of credit from being opened with your information. Finally, call the Federal Trade Commission’s ID Theft Clearinghouse (1.877.IDTHEFT) to report the theft. And remember to act quickly- time is of the essence when it comes to identity theft!
Sources: ftc.gov, usa.gov, fbi.gov
To read the Summer 2015 newsletter in its entirety, click here!
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