Why Long-Term Investing Pays Off During Market Volatility
By Chad Roope, CFA ®, Chief Investment Officer
In times of economic uncertainty, it’s easy for investors to feel uneasy. Whether it’s inflation concerns, political events, or market downturns making headlines, short-term volatility can be unsettling. However, long-term investing strategies have consistently proven to be one of the most effective ways to build wealth and stay on track toward financial goals.
Instead of reacting emotionally to market noise, long-term investors benefit from taking a step back and focusing on the bigger picture. Here’s why that mindset can make all the difference.
The Stock Market Has Recovered from Every Major Crisis
Over the last several decades, the U.S. stock market has faced recessions, geopolitical tensions, inflation spikes, and global pandemics. Despite it all, the market has continued to grow. Investors who stayed committed to their long-term investment strategy have historically been rewarded for their patience. This resilience, explained in the graph below, shows the importance of avoiding knee-jerk reactions and maintaining a diversified portfolio built for the long haul.
Timing the Market Can Hurt Long-Term Returns
Many investors try to avoid losses by pulling out of the market during downturns. But trying to time the market—even with the best intentions—often results in missed opportunities. Some of the strongest market gains have occurred during periods of high volatility. Missing even a few of the best days in the market can significantly reduce long-term returns, as seen in the graph below.
Bull Markets Last Longer Than Bear Markets
Market cycles are a normal part of investing. While bear markets can feel intense, they are typically shorter and less impactful than the bull markets that follow. On average, bull markets have lasted years and delivered significant gains. Long-term investors who remain disciplined through market corrections are often in the best position to benefit when the market rebounds.
Final Thoughts on Staying Invested for the Long Term
If recent market volatility has left you wondering whether you should make changes to your portfolio, consider the long-term view. A consistent investment plan rooted in your financial goals can help you navigate market volatility.
Need help reviewing your current strategy? Give us a call! We’re here to help you make smart, long-term financial decisions—no matter what the markets are doing today.
Terms and Conditions | Privacy Policy | Disclosures
Case studies are intended to illustrate the types of financial issues faced by actual clients. They should not be construed as a testimonial for or endorsement of Lineweaver Wealth Advisors. They do not represent the experience of any advisory client. Each client’s situation is different, and their goals may not always be achieved. Lineweaver Wealth Advisors, LLC, is not engaged in the practice of law or accounting. Tax information provided is general in nature and should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Tax rules and regulations are subject to change at any time.
Crain's Cleveland Business is a print and online newspaper delivering local business news and information to Cleveland's business executives, which is published by Crain Communications Inc. The Crain's 2024 list may employ different methodology than described above for similar designations granted in other years. No clients were consulted and no fees were paid to determine the winners; the award is based on assets under management. Neither the participating candidates nor their employees pay a fee in exchange for inclusion on Crain's 2024 List. However, recipients may pay a fee to Crain, an affiliate, or an unaffiliated third party in exchange for plaques or article reprints commemorating the designation. The publication should not be construed by a client or prospective client as a guarantee that they will experience a certain level of results if the recipient is engaged, or continues to be engaged, to provide investment advisory services; and should not be construed as a current or past endorsement of the recipient by any of its clients. Lineweaver Wealth Advisors was ranked in the Top 25 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2024. In 2023, Lineweaver Wealth Advisors was ranked in the Top 15 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2023. In 2021 and 2022, Lineweaver Wealth Advisors was ranked in the Top 20 of Crain’s of Cleveland’s annual list of Registered Investment Advisors. The award is based on assets under management in the years 2021 and 2022 respectively.
Nominees in the Top 100 Magazine selections are not required to pay a fee for consideration. Individuals appearing in half and full page editorials, have paid a fee for additional exposure. Candidates for consideration are selected utilizing proprietary software. Top 100 Magazine analyzes the results before making their final selections. Financial Professionals and/or wealth managers must also met the following criteria; 1. Be registered with the SEC as a registered investment advisor or a registered investment advisor representative; 2. Have no more than 1 filed complaint with a regulatory agency; 3.Never been convicted of a felony. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the Financial Professional by any client nor are they representative of any one client's evaluation. Participants for the Top 100 in Finance appearance were reviewed in 2022, and recognized in March of 2023. Lineweaver Financial Group appeared in Money magazine in 2015, Fortune Magazine in 2016, WTAM 1100 in 2018, Forbes in 2020, Channel 5 in 2020, and Top 100 in Finance in 2023.
Lineweaver Financial Group ©
Powered by 
Virteom